Customized solutions to assist with your farming needs.
Helping Saskatchewan grow just like your business!
A farm-fit plan, made just for you.
Highly competitive market rates
Fixed payments
Flexible down-payments
5 - 7 year term lengths
Giselle Drumheller
Meadow Lake & Area
306.240.9454
giselle.drumheller@innovationcu.ca
Being born and raised near Meadow Lake, my husband and I are happy to call this area home. We live on an acreage near the provincial forest, which allows us to spend time outside doing the things we love with our daughter. When I’m not helping my members reach their financial goals, I enjoy adventuring with my family, baking cookies, and crafting. As your Advisor, I am dedicated to the growth and success of your operation. I look forward to the opportunity to discuss your current and future financial needs with you!
Cara McClean
Glaslyn, Medstead & Area
306.342.4298
cara.mcclean@innovationcu.ca
My husband and I operate a grain farm in the Glaslyn and Medstead area, where we have been farming for more than twenty five years. When I’m not working, I enjoy spending time with family and friends, camping, fishing, reading and baking. Within my communities, I enjoy volunteering for the school as well as the recreation board during events. I am also a board member and treasurer of the Medstead School Community Council. As a financial professional, my role is to help members make money, save money, simplify banking and finance their goals. I truly love what I do!
Sarah Heit
North Battleford & Area
306.446.9261
sarah.heit@innovationcu.ca
I have worked with Innovation Credit Union since 2006 and have accumulated a wealth of knowledge in consumer and agricultural lending as well as mortgage financing. Over the past fifteen years, I have developed excellent customer service and problem-solving skills. My experience helps me to optimize my efficiency in everything I undertake. My number one priority is our members’ needs. When I am not focused on helping members achieve their financial goals, I thoroughly enjoy spending time with my family, biking, gardening, camping and simply enjoying the great outdoors.
Special Rates
Designed by our agriculture specialists, these options provide you with the opportunity to pay off your lease as fast as possible or the flexibility to ensure that your monthly payment stays low.
The 5 Year term*Pay off your lease quickly!
| Lease Amount | Lease Rate | Residual |
|---|---|---|
| $30,000 - $99,999 | 5.95% | 10% to 24% of the original cost |
| $100,000 - $199,999 | 5.24% | 10% to 24% of the original cost |
| $200,000 - $499,999 | 4.99% | 10% to 24% of the original cost |
The 7 Year term*Keep your monthly payments low!
| Lease Amount | Lease Rate | Residual |
|---|---|---|
| $30,000 - $99,999 | 6.29% | 10% to 24% of the original cost |
| $100,000 - $199,999 | 5.55% | 10% to 24% of the original cost |
| $200,000 - $499,999 | 5.35% | 10% to 24% of the original cost |
| $300,000 - $499,999 | 5.20% | 10% to 24% of the original cost |
*Both terms will require a down-payment
Is leasing the best option for my farm?
Are you looking to get new equipment to boost your productivity? If your answer is yes, then you’ve come to the right place! An equipment lease from us could come in handy. Look no further if you’re interested in lower payments, tax deductions, and lower operating costs.
Minimize your downtime and get the latest technology in agricultural equipment that your farm deserves.
Benefits and Features
Keep the cash flowing!
Your monthly payments are low thanks to the end of term residual value.
Reap the tax benefits
Only pay tax on each rental payment during the lease term. No more paying tax in advance.
Enjoy options to buy
If your leased equipment is perfect for your farm, you can buy it off at the end of your lease term.
Maximize efficiency
Get access to more productive equipment for less capital. You’ll maximize productivity and minimize expenses.
Get advice you can count on
Our agriculture specialists are eager to work with you to grow your farm to new heights.
Even more benefits!
- Leasing provides higher percentage financing up to 100%
- Be able to keep more working capital ready for use
- You’ll have the option to use your trade-in as credit toward your equipment upgrade
- You can work with us to set your purchase option price at the end of your lease
- Our local advisors offer extended hours of service. Contact us at 1.866.446.7001 to speak with an ag expert today
What can be leased?
Agricultural equipment
Got your eyes on the latest advancements in agriculture technology? Lease the latest tech to take advantage of the most efficient and productive options for your business.
Farm buildings
Booming businesses demand infrastructure growth. Speak to one of our ag experts about leasing farm buildings for your operation.
They work extended hours to serve you better! Call us at 1.866.446.7001 to start growing your business today.
Bins, augers, and other equipment
Need more grain storage? Bin leasing allows you to store a bumper crop, and sell at your target price. You can also lease augers, and other equipment to assist in moving and storing your grain.
More reasons to bank with us!
SAVE
Our No-Fee Bank Account has no monthly fees and no minimum balance requirement. So you can save as much as $360/ year in bank fees.
EARN
You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit.
GIVE
Your business helps us support your community in the form of scholarships, sponsorships and grants. We allocate 2% to 4% of pre-tax profits every year to our communities.