Customized solutions to assist with your farming needs.

Helping Saskatchewan grow! Just like your business.

A farm-fit plan, made just for you.

Highly competitive market rates
Fixed payments
Flexible down-payments
5 - 7 year term lengths

Special Rates

Designed by our agriculture specialists, these options provide you with the opportunity to pay off your lease as fast as possible or the flexibility to ensure that your monthly payment stays low.

The 5 Year term*Pay off your lease quickly!

Lease Amount Lease Rate Residual
$30,000 - $99,999 5.79% 10% to 24% of the original cost
$100,000 - $199,999 5.95% 10% to 24% of the original cost
$200,000 - $499,999 4.99% 10% to 24% of the original cost

The 7 Year term*Keep your monthly payments low!

Lease Amount Lease Rate Residual
$30,000 - $99,999 6.29% 10% to 24% of the original cost
$100,000 - $199,999 5.55% 10% to 24% of the original cost
$200,000 - $499,999 5.35% 10% to 24% of the original cost
$300,000 - $499,999 5.20% 10% to 24% of the original cost

*Both terms will require a down-payment

Our agriculture specialists would be thrilled to get you a customized financial solution.
Connect with our experts and we’ll get your pre-approval process started.

Is leasing the best option for my farm?

Are you looking to get new equipment to boost your productivity? If your answer is yes, then you’ve come to the right place! An equipment lease from us could come in handy. Look no further if you’re interested in lower payments, tax deductions, and lower operating costs.

Minimize your downtime and get the latest technology in agricultural equipment that your farm deserves.

mikayla-neudorf

Mikayla Neudorf

Ponteix, Mankota & Area
306.587.3366
mikayla.neudorf@innovationcu.ca

My objective as a Business Advisor is to become a partner of your operation and work with you to achieve your goals. I am passionate about the agriculture industry and helping you succeed. I value building relationships, providing solutions in a timely manner, and being accessible when you need to reach me. I can provide a professional opinion from my years of hands-on experience in farming combined with seven years in the financial industry and my education in Agribusiness.

kody-orr

Kody Orr

Hodgeville, Swift Current, & Area
306.741.7003
kody.orr@innovationcu.ca

I was born and raised in Southwest Saskatchewan and am now doing the same with my family. After graduating from the University of Saskatchewan, I joined Innovation Credit Union’s agricultural advisory team where I have worked for the past seven years. My favorite aspect of my position is getting to know our members and their operation on a personal level. My areas of expertise include financing, deposits and investments, and finding unique ways to assist our members with their evolving needs. When I’m not working, I enjoy activities with my kids, sports, fishing and trying my luck at being a handyman around home. I look forward to building new relationships and assisting you with any inquiries you may have.

Baxter Houghton

Cabri, Lancer & Area
306.741.7457
baxter.houghton@innovationcu.ca

I grew up on a grain farm in the Pambrun/Vanguard area and joined Innovation Credit Union in 2019. I previously worked as an Accounting Technician and am near completion of my bachelor’s degree in Accounting. My main area of expertise is in the field of agricultural tax, and I use this knowledge to work with farms and businesses to achieve their financial goals. My knowledge of business structure, accounting practice, and financial services will be an asset to your business and its financial needs.

Benefits and Features

Keep the cash flowing!

  • Your monthly payments are low thanks to the end of term residual value.
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Reap the tax benefits

  • Only pay tax on each rental payment during the lease term. No more paying tax in advance.

Enjoy options to buy

  • If your leased equipment is perfect for your farm, you can buy it off at the end of your lease term.

Maximize efficiency

  • Get access to more productive equipment for less capital. You’ll maximize productivity and minimize expenses.

Get advice you can count on

  • Our agriculture specialists are eager to work with you to grow your farm to new heights.

Even more benefits!

  • Leasing provides higher percentage financing up to 100%
  • Be able to keep more working capital ready for use
  • You’ll have the option to use your trade-in as credit toward your equipment upgrade
  • You can work with us to set your purchase option price at the end of your lease
  • Our local advisors offer extended hours of service. Contact us at 1.866.446.7001 to speak with an ag expert today

What can be leased?

Agricultural equipment

Got your eyes on the latest advancements in agriculture technology? Lease the latest tech to take advantage of the most efficient and productive options for your business.

Farm buildings

Booming businesses demand infrastructure growth. Speak to one of our ag experts about leasing farm buildings for your operation.
They work extended hours to serve you better! Call us at 1.866.446.7001 to start growing your business today.

Bins, augers, and other equipment

Need more grain storage? Bin leasing allows you to store a bumper crop, and sell at your target price. You can also lease augers, and other equipment to assist in moving and storing your grain.

More reasons to bank with us!

SAVE

Our No-Fee Bank Account has no monthly fees and no minimum balance requirement. So you can save as much as $360/ year in bank fees.

EARN

You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit. 

GIVE

Your business helps us support your community in the form of scholarships, sponsorships and grants. We allocate 2% to 4% of pre-tax profits every year to our communities.