Helping you into your dream home

2.14%* Mortgage
5-year fixed term

Apply Now
Quick approval process
Flexibility to repay
Fixed payments

See our loan calculator to discover
your potential monthly payment

This calculator is made available to you as tools for independent use and is not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

Is a Home Renovation Loan
right for me?

Renovations are more affordable than ever with Innovation Credit Unions best low interest home renovation
loans. Avail our loans with fixed payments you can plan for. Save more by getting the Saskatchewan Home
Renovation Tax credit for upto $1200.

Our low interest home renovation loans will help you finance home renovations, give you tax benefits, and the
added advantage to make additional payments towards your loan balance, with no fees or penalties. (For
more details: Saskatchewan Home Renovation Tax Credit | Tax Credits | ) Government of Saskatchewan )

Benefits & Features

Save Money

This exclusive low interest rate will save you money while you renovate

Easy, Fast and Convenient

Our Advisors will work with you to ooffer a quick pre-approval, with minimal paperwork..Read More

Credit Value

Borrow an amount as allow as $10,000 to get you home renovation started.

Flexible Repayment

Pay down your loan quickly with the ability to make additional payments without any fees or penalties.


Group 4450@2x

Get advice you can count on

Unsure about a home improvement loan? Already have an existing mortgage? Get personalized…Read More

How to apply for this exclusive offer

Get The Cash You Want Today!

Complete your online application in minutes.

Apply once for ongoing access to cash when you need it.

Connect With Us

Submit your loan application and our advisors will contact you shortly.

You can also talk to ou advisors at 1.866.446.7001

Join the 57,000+ Canadians who love banking with us

The service I received when getting my mortgage was exceptional.
I was able to complete the entire process over the phone and by email from Regina.

Regina, SK

Innovation Credit Union was great to work with when getting our mortgage. Living in rural Saskatchewan wasn’t a problem. Everything was done by phone and email!

Bayleigh Napper
Liebethal, Saskatchewan