Get a great rate, flexible prepayment options,
and a dedicated mortgage specialist to guide you through the process once you’ve applied.

Apply Now

Products we offer



Buy your dream home
2.14%* Mortgage
5-year fixed rate
Apply right over the phone.


Fresh Start Mortgage

A fresh start for a new you!
Things in life do not always go according to plan. That’s why we go beyond other lenders to offer you a chance to get right back on your feet and go get that dream home.


Home Equity Line of Credit (HELOC)

Easily access ongoing money.
A HELOC is perfect for home renovation projects. The interest you pay can be tax-deductible! However, you can use the money on anything you like.

Join the 57,000+ Canadians who love banking with us!

The service I received when getting my mortgage was exceptional.
I was able to complete the entire process over the phone and by email from Regina.

Regina, SK

Innovation Credit Union was great to work with when getting our mortgage. Living in rural Saskatchewan wasn’t a problem. Everything was done by phone and email!

Bayleigh Napper
Liebethal, Saskatchewan

More reasons to bank with us!


Our No-Fee Bank Account has no monthly fees and no minimum balance requirement. So you can save as much as $360/year in bank fees.


You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit. 


Your business helps us support your community in the form of scholarships, sponsorships and grants. We allocate 2% to 4% of pre-tax profits every year to our communities.