Terms & Conditions
Find important information about your accounts and services.
ACCOUNTS
Financial Services Agreements
Review important information about your personal or business account. Using your account means you accept our terms and conditions.
DIGITAL SERVICES
Electronic Services Agreement
View our electronic services agreement (pdf) to learn more about the terms and conditions that apply to our digital services like
- online banking,
- mobile app, and
- telephone banking.
Using any digital service means you accept the terms and conditions.
CARDS
Credit & Debit Cards
We follow the code of conduct set out by the Canadian credit and debit card industry.
The code:
- ensures you’re aware of costs,
- gives flexibility for lowest-cost options, and
- lets businesses decide which cards they accept.
Review the code of conduct (pdf) or learn more about the code on the Financial Consumer Agency of Canada's website.
FEDERAL
Becoming federal
We’re applying to become a federal credit union headquartered in Saskatchewan.
If we become a federal credit union, our deposit insurance with CUDGC will switch to the deposit insurance Canada Deposit Insurance Corporation (CDIC) provides.