Shop easily for your favourite US brands!

Pay no foreign transaction fees at all. Shop and travel easily
in the United States with the US Dollar Visa* Card.

Apply Now
Enjoy a low annual fee
Pay your bill from your Innovation US Account
Travel safer – no need for cash
Shop without foreign transaction fees
Redeem points for merchandise, travel rewards, gift cards, and more
Stay protected here and away from home

Is this the right card for me?

This is the perfect card when you travel or shop in the US because it comes with no foreign transaction fees for US purchases. What’s more, the US Dollar Visa* Card helps you earn the privileges you deserve whenever you go in the United States or shop online with a US company.

The Benefits

Save on fees

Our Innovation US Dollar Visa* card has a low annual fee. Earn points and travel rewards that will far exceed what you pay each year!


Shop without fees

With our US Dollar Visa, you don’t have to worry about exchange rates or pesky foreign exchange fees. Shop online or in the US to your heart’s content!

Easily pay your balance

You can pay your US Dollar Visa balance using our US Account. No need to worry about complicated conversion tables.

Enjoy endless rewards options

Redeem your points for travel rewards, merchandise, gift cards, and donating to your favourite charities. The choice is yours!


Travel cash-free

No need to travel with American cash when you’re crossing the border. Our US Dollar Visa is accepted across America.

Protect yourself and your purchases

Your Visa offers a number of protection features and options. We’ve got your back.

The Rewards

Earn. Redeem. Repeat! Choose from:

  • Over 60,000 top-selling merchandise items, including products from Best Buy catalogue
  • Gift cards from over 60 of Canada’s top retailers
  • Exclusive travel experiences including private vacation rentals, hotel accommodation, flights, and more
  • Electronic gift cards from that supports 86,000 local and national charities across Canada.

Where can I use my rewards points?

You can redeem your reward points across an exciting range of products and services.









Flight tickets


Hotel bookings

Eligibility to apply for a US Dollar Visa* Card

Proof of age

You must be 18 years of age or older

Proof of residence

You must be a Canadian resident

Join the 43,000+ Canadians who pay no fees!

I have been using Innovation’s No-Fee Bank Account for years. The app is so convenient and easy to use!

Jalissa Klippenstein
Calgary, AB

There are no conditions with this account.
I can just bank and know it’s free!

Reagan Martin
Saskatoon, SK

More reasons to bank with us!


Our No-Fee Bank Account has no monthly fees and no minimum balance requirement. So you can save as much as $360/ year in bank fees.


You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit. 


Your business helps us support your community in the form of scholarships, sponsorships and grants. We allocate 2% to 4% of pre-tax profits every year to our communities.

Customer Support

24/7 Cardholder Service


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Report Lost or Stolen Card


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Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.