Reward yourself with exclusive privileges

Get infinite value out of our Visa Infinite* Credit Card
with exclusive benefits and services wherever you go.

Apply Now
Maximize your rewards
Earn cash rewards in the form of a statement credit
Take advantage of our special 5.9% balance transfer offer
Enjoy exclusive benefits
Redeem points for merchandise, travel rewards, gift cards, and more
Earn 4,000 bonus points when you successfully apply

Is this the right card for me?

This card elevates you to a class above the rest. If you’ve always been looking for a card that gives you exclusive benefits and privileges that you deserve, then look no further than our Visa Infinite* Credit Card.

The Benefits

Maximize your Visa rewards

Our Visa Infinite* card gives you the most rewards on your purchases. Earn points and travel rewards that will far exceed what you pay each year as an annual fee.


Earn exclusive benefits

You deserve the exceptional service and unique benefits the Visa Infinite* offers. You’ll live in luxury when you travel, and earn points doing it!


Enjoy cash rewards

Our Visa Infinite* also offers cash rewards in the form of a statement credit. Use your credit to buy free items whenever you like!

Take advantage of endless rewards options

Redeem your points for travel rewards, merchandise, gift cards, and donating to your favourite charities. The choice is yours!

Transfer to us and save

If you transfer a credit card balance to your new Innovation Visa card, you’ll only pay 5.9% interest for 6 months!

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Apply now for our 4,000 bonus points offer

If you successfully apply for a Visa Infinite* card today, you’ll earn 4,000 bonus points! What a great way to start earning more from your credit card.

The Rewards

Earn. Redeem. Repeat! Choose from:

  • Over 60,000 top-selling merchandise items, including products from Best Buy catalogue
  • Gift cards from over 60 of Canada’s top retailers
  • Exclusive travel experiences including private vacation rentals, hotel accommodation, flights, and more
  • Electronic gift cards from that supports 86,000 local and national charities across Canada.

Where can I use my rewards points?

You can redeem your reward points across an exciting range of products and services.









Flight tickets


Hotel bookings

Eligibility to apply for a Visa Infinite* Card

Proof of age

You must be 18 years of age or older

Proof of residence

You must be a Canadian resident

Join the 43,000+ Canadians who pay no fees!

I have been using Innovation’s No-Fee Bank Account for years. The app is so convenient and easy to use!

Jalissa Klippenstein
Calgary, AB

There are no conditions with this account.
I can just bank and know it’s free!

Reagan Martin
Saskatoon, SK

More reasons to bank with us!


Our No-Fee Bank Account has no monthly fees and no minimum balance requirement. So you can save as much as $360/ year in bank fees.


You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit. 


Your business helps us support your community in the form of scholarships, sponsorships and grants. We allocate 2% to 4% of pre-tax profits every year to our communities.

Customer Support

24/7 Cardholder Service


Learn More

Report Lost or Stolen Card


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Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.